| Many people are barely getting by financially. Most of | | | | them. Do you want to big money? Forget those |
| these individuals can be helped using a single | | | | expensive lunches and bring your lunch. This one idea |
| technique. That technique is reducing expenses. | | | | can save you thousands of dollars each year. |
| Simply put, they spend too much money. If you are | | | | Another change that can save you big bucks is this: |
| spending more money than you earn you could find | | | | Carry no money except a 100 dollar bill in your wallet |
| yourself in the same boat if you are not there | | | | for emergencies. And no, whatever you are thinking, |
| already. So, how can you fix it and what would be | | | | it’s not an emergency! This technique will stop |
| your smartest financial move? | | | | most of the frivolous that you make. Most people |
| Spend less. Don’t cut your expenses, Slash | | | | are reluctant to break a 100 dollar bill just to buy a |
| Them! Without a doubt, this would be your smartest | | | | cup of coffee or a bagel. This is another idea that |
| financial move and it will put more money in your | | | | can save you a lot of money. Most people spend |
| pocket. Then, you can use some of that extra | | | | much more than they think on small comfort items. |
| money to reduce some of your credit card debt. | | | | So remember, don’t reduce your spending, slash |
| If you find yourself drowning in expenses and living | | | | it. Spend an afternoon figuring out how you can cut |
| paycheck to paycheck, make some changes. Leave | | | | your expenses. I’d be willing to bet that it would |
| those credit cards at home. If you don’t carry | | | | be one of your most profitable afternoons of the |
| them with you, you won’t be tempted to use | | | | year. |